Finding the right home at the right price is just one aspect of a real estate transaction. American Dream Corporation is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 858-292-7170 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Anticipated closing costs

There are certain ordinary costs accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through the transaction.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will we work to get the optimal sales price, but we'll also push for limited closing costs. And once we've arrived at an agreement, we 'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: When purchasing a home in San Diego County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you show up at the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that seem off.

American Dream Corporation 4370 La Jolla Village Dr. 4th Floor San Diego, CA 92122
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